VAT Services Done By A Chartered Accountant

Accountants in Eltham
43 Lovelace Green,
Phone: 020 3488 0529



How VAT services done by a chartered accountant are useful

A chartered accountant is a person who offers services and advice of finance and accounts for a business or an organization. Becoming a chartered accountant requires high knowledge and skills in finance, economics and accounts. Chartered accountants offer services in auditing the accounts, advice on financial records and strategies, holding and maintaining financial records and preparing financial reports for a running business or organization.

Chartered accountant has their role in Business, public practices, corporate finance and forensic accounting. They are highly skilled in all these sections undertaking advance level of training as compared to the traditional accountants. They strictly follow their work ethics and are subjected to disciplinary procedures. Besides this, they offer taxation services like VAT for the people in order to reduce their expenditure further regulating their savings.

vat servicesVAT (Value Added Tax) is the tax imposed by the government for the manufacturing and sale of the product or commodity. VAT is applied to all those businesses or organizations that are both manufacturing and selling the product. A Chartered accountant can prepare the financial and tax report need to be submitted to the government. For the business registered with VAT registration the chartered accountant can prepare the VAT report and audit report required to be submitted to the tax authority. The chartered accountant can assist in the tax relief if there are losses in the company or business. They also offer assistance for the limited registered companies who are eligible to pay the corporation tax.

For a person who is eligible to pay the income tax, a Chartered accountant can file his income tax return and assist the person in the overall procedure. The property which is sold or bought is imposed to pay the property tax towards the government. Chartered accountant plans for the property tax registration and its procedure for the buyer/seller. The chartered accountant provides help for the personnel with their VAT registration for their new business and allows them to know whether they are eligible for the registration or not. They can complete the total process required for VAT registration for the business. The annual audit reports prepared by chartered accountants for a business regulate the right amount of VAT to be paid. Many businesses can achieve their perfect financial strategies and profits along with the secured tax returns by the assistance and advice of the chartered accountants.That is why VAT services done by a chartered accountant are very helpful for all!

Use a Registered Electrician in Your Home


What do Electricians do?
Electricians are tradesmen who are responsible for designing, installing, maintaining and repairing electrical wiring systems. These systems are located in most buildings from homes to public facilities in both commercial and industrial buildings as well as machines and large pieces of equipment. Electricians can work either outside or inside to make sure the lights, television, appliances, equipment and sockets in your home are working properly and safely. Because all of these items are essential in everyday life, the job of an electrician can be demanding.


Electrical Services in Homes
electricianElectrical work in the home needs to be done by someone who has the knowledge and qualifications to do so. By law the homeowner or landlord has to provide evidence that states all the electrical installation work meets the standards of the Building Regulations.



Benefits of a Registered Electrician
It is recommended that you use a registered electrician to repair or check your home. Using a registered electrician in and around your home makes certain that the work being done is safe and follows the guidelines set by the government. Any electrical installations, repairs, replacements or maintenance should be done by a registered electrical engineer to ensure the safety of your home and the people in it.

Reasons Why You May Need Declutter Help from a Professional Organiser

Having a cluttered and unorganised space is hardly healthy for us. It is proven by psychologists that being around a cluttered space can cause feelings of stress, lack of motivation, risk in general health and safety, and put off anyone from feeling comfortable whilst being in your home or office. A lot can add up and before you know it, you have too many things to handle, especially if you spend a lot of time in this space. If you feel like this applies to you, then what you may need is a Professional Organiser who can give you declutter help and advice.

A professional declutterer understands that in a lot of cases, it is common for people to experience the feeling of being overwhelmed because they do not know where to begin, what to get rid of and how long it will take. For this reason, Professional Organisers promise to provide each of their clients with their own plan and support system to make sure that the job gets done and you are happy.

For a Professional Organiser, making the somewhat tedious task more creative and fun can take away the stress of getting rid of your belongings. In the end, you will feel a huge weight lifted off your shoulders and the results will be hugely rewarding.

declutter help

Less Clutter = Relief

Decluttering is both healing and satisfying, getting rid of unnecessary stuff makes you feel great. Most people have a feeling of elation and huge relief after a decluttering session with a Professional Organiser.

You Don’t Have To Face It Alone

If you feel too embarrassed to hire the services of a Professional Organiser, then you should snap out of it. Professional Organisers are dedicating their time to help you get to where you want to be. The before is always worse than the after. Naturally, your privacy and confidentiality are important and organising companies make sure that you feel comfortable and secure by keeping your home and possessions private. Confidentiality is key when dealing with other people’s belongings.

A New Perspective

Decluttering is for everybody! Don’t think decluttering is for you? Think again. If you’re honest with yourself, there are items around the home that you don’t need. When you rid yourself of this clutter, life will be better!

Removing clutter from around the home can transform your life. Once an organiser has visited your home, you will understand how to be organised so that you can continue forwards with a life free of clutter!

The Basics of Trading Forex

Forex Defined
Forex or The Foreign Exchange market is where one currency state the US Dollar is traded for another say the Euro. It is the large-scale financial market on the planet if contrast what partition road trades to what is swapped in Forex we will see that the Forex market is numerous times larger.

How to make money trading Forex

Do it on your own.

A most of people find this procedure tough and very time consuming. While others are hugely thriving at it. For the most of us we do not have the technical know-how and time to do it all by ourselves. We have our usual day occupations and when we get dwelling at evening we find spending endless hours endeavoring to discover all the approaches and methods for trading in Forex very daunting so we give up and halt endeavoring.

Furthermore because we do not completely understand the techniques of selling, we trade strongly felt and do not have sufficient time in our days to trade competently. Therefore we function at deficiency, which leads to turns down in our portfolios, with eventual departure out of the market.

Doing yourself is the hardest approach to make cash trading Forex.

Use software

One discovers the basics of Forex trading but then uses a trading program for the genuine selling. Numerous people are in question over this method and say it’s not possible. But it is likely; only have a gaze at mutual capital and anecdotes that are managed. These are all done by computer programs doing the selling.

Using a simple and affordable trading program is the key to doing trading by you. There are no flawless programs out there but few have arrived close. I have tried and seen burdens of programs that range in cost and the most are complex and need deals to be made during trading hours usually when we are at work

The correct program can help one discover a bit, and help set the risk parameters. You can then let the program trade, fundamentally unattended over a time span. You just need make adjustments to the risk tolerance. Anecdotes can be begun with very limited capital and risk.

Tips On Moving Premises

Top Tips

1. Draw up a preliminary budget. Costs may include acquiring and fitting out your new premises, upgrading equipment and vacating your existing premises (for example, repairs you may have to pay for under the terms of your lease). When drawing up the budget, bear in mind you may also incur expenses for redundancy, relocation, recruitment and time lost during the move.

2. Check there are no legal problems to stop you leaving your old premises or moving into the new ones. If your old lease overlaps with the new one, you may be eligible for relief on your business rates.

3. Work out a programme of things to do at least six months ahead of the moving date. Keeping your customers and employees informed and happy throughout the process will minimise the disruption to your business.

4. Consult all employees (and trade union representatives, if applicable) well in advance. Relocating without employees’ agreement could cause serious problems. Remember that relocation is not a sufficient reason for redundancy unless your new premises will be too far away for reasonable travel.

5. Dedicate at least one day in the month before the move to sort through old files and clutter. Hire a shredder or use a ‘secure disposal’ contractor to dispose of unwanted confidential papers.

6. Get quotes from reputable removal companies. When you have chosen a company confirm the number and type of crates needed for packing.


7. Notify customers and suppliers of your change of address well in advance. Order new stationery and amend all promotional material. Contact your telephone service provider to find out how you can move premises with minimum disruption — you may be able to keep your old number or pay for calls to be diverted.

8. Draw up a detailed floor plan for your new premises and decide where furniture, telephone and computer systems will go. Arrange for re-wiring at the new premises if necessary.

9. Make sure there is a business continuity plan in place so you can continue to operate after the move — it may take longer than you think to get everything running normally. Print a copy of your database to allow immediate access to important contact details.

10. Before the move, mark every item that you will be transporting with a colour-coded sticker to indicate where it will be positioned in your new premises and/or which member of staff it belongs to. To avoid confusion, make sure the colour coding is shown on your new floor plan.

Accountancy Services Can Be Of Great Help in Running Businesses

Plumbing and Heating Romford
88 North Street,
RM11 1SR
Phone: 01708 471442


Business Consulting – How It Can Help Your Business



Consultants are those people who have expertise in various fields that they can make available to businesses and others who are in need of advice. They are the people who give advice regarding the operating of a business and its management. A business needs many different aspects to be constantly looked into, whether it is technical, commercial or financial issues, and unless you are able to take care of all these aspects successfully, the business may not become profitable.

This is where accountancy services can come to the aid of businesses, whether they be small, medium sized or big and offer advice on all matters, because they will have on hand different experts who are experienced in different fields and will be able to take on your problems and find solutions for them. These firms have a sound and structured approach towards any business and this is what helps them to understand the particular situation of a business and come up with the required advice.

They will use objective tools to analyze the potential of the business and have a clear view of where the business is at present, its strengths and weaknesses that need to be helped along and further accentuated. They will have an outsider’s unbiased view, that owners or management may not be able to take, because of their proximity to the day to day problems they are up against.

You can also appoint business consulting accountancy servicesfirms when you need a specialized task to be accomplished, for which you may not have the staff, and which are one time affairs that do not justify the appointment of any one new. They make for a good backup team for existing managers, who can then rely on this additional help to sort out any problems. Consultants are of great help when you want to expand a business or need to increase operational efficiency. They will analyze your present working, the hurdles that they have and may even come up with out of the box thinking that can offer solutions that are practical and economical to put in place.

Good business consulting firms always work along with owners and management so that any decisions taken based on their advice are to the advantage of the business, help to increase operational efficiency and do not cause any financial burden on the organization. These firms must be able to help with all aspects of a business and must understand how any change they suggest affects a business commercially, technically and financially.

How To Wash Your Car The Right Way

Vehicle Transport Across the UK
33 Pelly Avenue
Phone: 07742 990 772



Car Care Tips – How to Wash Your Car


You would think that knowing hot to wash your car is a no brainer but that is very far from the truth. Yes, you probably think that the way you learned how to do it growing up is right but that isn’t true. Washing a car properly requires a lot of steps that the average person ignore. In this article, we will go over how to properly learn hot to wash your car.


Work From In To Out

When I got my first detailing job at 19 this is what the old timers taught me. You start with the inside so that you can remove all dirt and dust from inside the car, the carpet and the jams so that it doesn’t track on to the paint after you have washed the car. It might not sound like much but it is a very important principle that you should follow.


Start With The Tires And Then The Lower Part of The Car

This continues with our clean the dirtiest parts first. You do these so that you don’t smudge dirt back on to the other more cleaner parts of the car. We typically start with wheels and tires, then the lower parts of the car that are closest to the grown. We do a rinse of all those areas and then work from the roof down. This gives a superb cleaning to the car.


Separate Dirty Clothes And Chamois

Do not dry your car when the same items you have used to wash it all that is doing is tracking dirt back on to the car. Have separate clothes for everything that you do to your car.

Do things this way and you are well on to detailing like a professional details a car. .

How To Find The Best Taxi Insurance Policy

Auto Insurance Agency
Blade Court,
29 Oldchurch Road,
Phone: 01708 289 525



A taxi driver has many things he or she must concentrate on during the course of a day which makes it a very stressful profession at times. Passengers might think their job is easy, but they don’t realize that they are driving a car which is an object that can do serious harm to others, including passengers if the driver is distracted.


There are many distractions that can happen which deflects the drivers attention away from the road, which is why it is important that passengers cooperate and not be unruly. Unfortunately not all passengers comply which can makes things much worse and tense for the driver. The only thing the taxi driver can do is purchase a good insurance policy and keep their eyes on the road.


Taxi Car Accidents – Why You Need Taxi Insurance


Although it maybe difficult to avoid certain distractions which may lead to accidents, at least if you have a good taxi insurance policy it can save you a lot of money. Driving a taxi is hard enough, and the last thing you need is to be out of work due to lack of a good insurance policy.


Many taxi drivers go online to fill out an application where they can get multiple quotes for insurance. If you are new to the business expect to get much higher insurance premiums until you prove that you can drive safely in this business. But taxi insurance is high for everyone due to all the risks involved.


As a taxi driver you have to pay attention to the road since can be liable if you hit someone or another car, then you also have to worry about your own passenger safety and the car you’re driving in. All of this can end up costing you a lot in taxi insurance especially if you do get into an accident. Passengers don’t often realize how expensive it is to keep a taxi on the road due to all of the insurance and maintenance costs.


Taxi Insurance Quotes

When you get a taxi insurance policy make sure you speak with a customer service representative so you know exactly what you’re covered for. Ask them about any discounts you may be entitled to, and also if there are any courses such as drivers education that can help lower your monthly premium. You may be surprised to learn that insurance companies can offer discounts for certain things just as long as you ask.


When filling out a quote form be sure to enter in the correct information so you don’t end up with a higher premium when it comes time to pay. As long as everything is accurate your premium will stay the same. Keep driving well and maybe in the future you will qualify for reduced rates. It is all a part of being a taxi driver, these very high insurance rates.


Finding the best taxi insurance policy can be located online after reading reviews from other drivers. Be sure to read as much information as you can, then choose the best policy that fit your situation.

Getting Invisalign London Fitted in A Private Dental Practice

Dentist in Chelsea, London
273 Old Brompton Rd,
Phone: 0800 368 8448



The Advantages Of Dental Veneers

Cosmetic dentistry is in high demand today. Many people want to have that beautiful Hollywood smile, as it can bring them important advantages in many areas of their life. Scientists have discovered that beautiful people enjoy more success than their uglier peers. Besides, a gorgeous smile can boost your self-confidence, thus empowering you to achieve your goals and be more successful. However, not everybody is born with perfect teeth. Luckily, there are modern treatments that can help you straighten your teeth and whiten them, rendering you that gorgeous smile you are after. You can schedule a visit to an orthodontist, you can wear braces and you can have your teeth bleached. However, some of these procedures require a lot of patience and time. You may need years before the results become visible.

Invisalign London are perhaps the best dental treatment for all those who want their looks improved without having to suffer and wait for many months or even years. You can walk into your dentist’s office, and have your teeth fixed in as little as a few hours.

These veneers are nothing but very thin ceramic shells that get applied over your natural teeth. You can choose their shade of white according to your personal preferences. This is great, because it enables those who want a natural look choose a shade which isn’t exactly purely white. These shells don’t affect the functionality of your teeth. You are going to be able to chew and bite on foods just like you’ve always done it. Besides, they don’t require intensive processing of the enamel of your teeth. It’s true that you need to have a thin enamel layer removed, but its size is so small that it doesn’t interfere with the deeper structures of the teeth. Besides, once you’ve got the ceramic shells applied, the bod is going to be a permanent one. You won’t even feel you have them in your mouth.

invisalign london 

This procedure is suitable for all those who have crooked or irregular teeth, as well as for stained teeth and for people willing to close the gap between their front teeth. Fast and convenient, it is considered better than other dental treatments. Nonetheless, only your dentist can decide whether you can qualify for it or not. If you suffer from gum disease or your teeth don’t have strong roots, you may not be eligible. No specialist in the world is going to treat you, if this might lead to health issues.

This is why you have to schedule an appointment as soon as possible, in order to see whether you can benefit from this technology miracle. If everything goes well and you don’t have major oral heath problems, you could be the beneficiary of a glamorous smile that would bring more happiness into your life. Your peers are going to notice the difference, so they may be more willing to have you around them. Everybody loves happy, smiling people, so it’s up to you to become one of them.

Get Business Start Up Help From A Business Advisor


If you are thinking of starting a new business, it’s a good idea to get some basic business start up help and advice before you commit to anything. Making mistakes during the start up process could cost you a lot of money at a later date, or cause you stress and pain if you formed a partnership and your partner tries to rip you off.

There are a lot of organisations that offer free business start up help and advice. These organisations will provide you with guidance on everything from company name checks to legal structures, accounting, marketing, government funding and more.

Usually, the services that they offer are limited to general tips and advice; they cannot offer detailed legal guidance, or actually do anything for you, for example. However, what they can do is point you in the right direction – telling you what others have done, offering suggestions, and asking questions to help you make your own decisions.

Every business needs a business plan, and you can download free business plans online or request print outs of example plans for organisations similar to the one that you want to run. Of course, those plans will be vague, and not one-size fits all, but they are still useful to show you what you should be thinking about when you start your business.

When you start working on a business plan, you will likely find out that there is a lot to think about – do you really have good enough cash flow to cover all of your overheads? Do you know what you need in terms of insurance, licenses and other paperwork? Have you determined a clear audience for your products or services? Those are all things that you will need to think about, and it’s a good idea to find out about those issues now rather than when you have a shop, stock, and employees, and your start up capital is rapidly running start up help

Starting a business can be bewildering, but having someone that you can turn to for advice can make a big difference, and you can often find other small business owners (or would-be owners) who are interested in networking with you and who would be willing to work with you so that you can all benefit and grow your respective organisations.

A lot of small businesses fail – either through bad luck, poor planning, or simply because the owner wasn’t expecting to have to work for a very long time (a year or more) to get their business off the ground. If you go into your venture understanding the amount of work that it will take, and with a clear plan, and contingencies, then you will have a greater chance of success. So, take advantage of the start up programs that are available in your area, and look to see what you could possibly achieve. You could grow a small idea into an amazing and self sustaining business venture.

Get The Best Motorcycle Insurance Using This Advice


If you’re used to finding the best and cheapest car insurance, then you should have no problem securing the best motorcycle insurance. Run through these tips and use them as guidelines to help you. Did you just get your motorcycle license? If so, you are excited and ready to hit the road, but not before you are fully insured!


It’s different riding a motorcycle than driving a vehicle, and most people would argue that it’s also more dangerous. Well, the insurance companies tend to think so, too. Of course you know that, but did you know that you can take a training course for riding a motorcycle and save on your insurance with many of the insurance companies? That should be enough motivation to sign up.


One way to save money on motorcycle insurance is going to take some time. You need a proven track record as a motorcycle rider, and that will give you the status of preferred operator. This means that you need to be ticket free and accident free. If you do get a ticket or have an accident, then you need to make sure you’ve taken advantage of the first step above (training course) for securing the best motorcycle insurance.


Are you going to ride your motorcycle all the time, or are you planning on only riding it every once in awhile? If you’re not driving it back and forth to work every day or anything, or taking it for daily rides, then you can get a discount on your insurance policy. Of course, if you plan on driving it more often, then you’re not eligible for this discount. There are also ‘lay up’ policies that you can take advantage of if you put your bike in storage for awhile, say during winter when it’s just too cold outside to be riding your motorcycle.


There are organizations out there that you can join for free, and joining these can sometimes score you that discount you want. How much of a discount can you get? Most of the discounts available are going to be around 10 percent, but don’t expect to stack them of course. Still, adding this discount in with the others that are available to you for other reasons is a nice deal.

Even your age can score you a discount on your motorcycle insurance policy. Combine this with a save riding record, and you can make that discount a done deal. It’s also going to matter what type of motorcycle you’re riding if you want to pay less for insurance. Obviously, the sports bikes are the ones that are going to cost you the most money.


Your credit score and your ability to find the best and cheapest insurer are going to factor into the process as well. If you take into consideration all the tips presented to you and make a point to put as many of them as you can to use, then you will score a discounted policy.

How To Choose The Best Fencing Contractors



If you are planning on building a fence for your property but didn’t know how to get started this article is for you! We will be looking at the importance of checking references, comparing estimates, and realizing the need for proper licensing. By following the advice in this article you are sure to have a beautiful fence installed within your budget by professional fence installers.


Check Their References And Credentials


One of the most important aspects of hiring fencing companies involves their references. It is always important that they are able to provide current references as well as some from the past. Having current references shows that they are maintaining high standards and quality work.


You may want to also call your local Better Business Bureau to check for any complaints. While on the phone or at the office look for a physical business address. This just shows that they are not working out of a home or garage. You will tend to get much better service.


Compare Estimates


The only way you are going to now if you are getting a good deal is by having several companies give you an estimate. You can either schedule an in-home estimate or have one provided over the phone. It is typically best to have the contractor come to the home as you are going to get a much more accurate estimate. In addition, you will be able to learn much more about the contractor as opposed to just calling on the phone.


Licensing And Regulations


Anyone can say they are a fencing contractor and pretty much get away with it. It doesn’t look like it would be particularly difficult work does it? You are digging some holes around the yard and placing a fence up. In all reality as you know a lot more goes into placing a fence than just that. You want to avoid any situations with your neighbors and township authorities. It is important that your fencing contractor is not only fully licensed but bonded and insured as well. This helps to protect you from being liable for any accidents or damage that should occur on your property.


Adding a fence to your property will add privacy, safety, and value. However, it is important you choose the right fencing contractor to get the job done right. By simply looking at their past work and current licensing you will get a much better idea of the contractor they are. Asking for several estimates will help you get the best fence for your money. There you have what you need, so find a contractor and get that fence up around the house.


4 Ways To Ensure A Quick Van Sale

If you have a van that you are interested in selling, you probably want to unload it as soon as possible. Instead of wondering why it is still not sold after quite some time, you need to focus on what changes you can make to turn things around. Here are a few ideas that can increase the chances of a quick van sale.


Have It Cleaned

There is nothing worse than trying to sell a vehicle that is not very clean. This will give people the impression that it was not cared for the way that it should have been. A dirty vehicle can keep your van on the market for far longer than it has to be. You need to take the time to clean it yourself or pay to have it professionally detailed; no exceptions.


Fix Minor Issues

People want to do as little work as possible when they are involved in a quick van sale. They don’t want to see frayed mats, broken cup holders or several different colors of paint. These may seem like minor problems, but most people will consider them hassles and try their best to avoid them. You would have much better luck if you fixed any minor problems.


Ask A Pro For Help

Selling a van is not as simple as posting an ad on a bulletin board and waiting for someone to call with a handful of money. You will need to use solid marketing and sales tactics to make the deal seem appealing to the public. In the event that you have no clue about how this should be done, you may want to consult a professional. While they will charge you for their help, it will speed up the process significantly.


Include Pictures On Ads

When you are creating ads to sell you van, you MUST include a few current pictures. Ads with pictures are far more appealing than those without. You may have noticed some people using stock photos on their ads, but you should not follow their lead. The fact that there is no picture of the actual vehicle will make the entire ad seem untrustworthy.


Use these tips if you are selling a van and you want to speed up the process. While selling vehicles is an unpredictable concept, this advice can increase your chances of a quick sale.

Seeking Out Professional Tax Advice in London

Accountants in Essex
Unit B, The Laindon Barn
Dunton Road
SS15 4DB
Phone: 01268 330162

Paying taxes each year is a responsibility that must be taken seriously. When you fill out your tax forms, you must be very careful not to make any types of errors. This is true for both personal and business taxes. Unfortunately, tax forms and the filing process can be rather confusing for many people. This makes it easy to make mistakes. These mistakes can lead to anything from lost money to legal penalties. Fortunately, there is professional help available for London residents who need it. Tax advice London is provided by professionals who are well versed in taxes.

Tax professionals are typically people who receive advanced education in the areas of math and finances. They may study at university for the purpose of becoming tax consultants or accountants. In addition to learning about math and finances, tax professionals study and learn the tax laws that apply to London residents. They are properly trained to understand all of the filing processes that are necessary for individuals and businesses to successfully file taxes. These people pass on their education and experience and help you file your taxes.

There are many benefits that stem from receiving professional tax advice in London. As mentioned above, it is rather easy for you to make a mistake when dealing with your taxes. Even an error in typing or writing can have negative consequences. Why take the risk when you can get professional help? Tax professionals will meticulously review your taxes before they are submitted. This can save you a great deal of hassle and troubles later on.

Some people are somewhat hesitant to pay for professional tax services. They believe it is simply not worth the cost, as it is technically possible to handle taxes alone. Regardless of this, it is well worth the cost. Tax professionals help their clients get the highest possible refund or reimbursement for their taxes. When professional help leads to saving money or even gaining money, it should certainly be considered an investment. Consider the many benefits of getting help with your taxes, and you may realize that it is very much worth the extra expense.

Finding assistance with personal and business taxes in London is very doable. Look up local services and choose one that seems to suit your needs. To make sure your needs are met, make sure to choose a friendly and experience professional.

Family Law – Be Prepared, Get a Prenup

Solicitors in Romford
8, Holgate Court
4-10 Western Rd
Phone: 01708 727269

Christmas and the New Year can often be the time whereby people, inspired by the festivities of the season, may take the opportunity to ‘pop the question’ to their significant other.

Oh the joy of the whole experience and glee as selfies are shared and Facebook relationship status’ are updated to ‘engaged’.

Whether you are planning a long or short engagement, have a lot of money to splurge or very little, make sure that amidst the magical moments you take the time to consider things for the long term.

It was recently highlighted in the press that the Law Commission is ‘preparing a consultation paper on pre-nuptial and post-nuptial agreements.’ Currently prenups are not legally binding and courts do not have to adhere to what has been drawn up in either prenuptial or post-nuptial agreement.

In the blissful state of pre-wedding harmony it is near on impossible to imagine your happy union breaking down, or even mentioning divorce, but be wise, it’s always better to be prepared.

If a marriage were to break down and people get divorced there are very often long, traumatic challenges over the finances. It is believed that this would be greatly reduced by prenuptial or post-nuptial agreements.

Concerns over multi-million pound divorce pay-outs has prompted this latest consultation paper, perhaps the most famous being Paul McCartney and Heather Mills.

There is concern that people will turn away from the idea of marriage if they cannot rely on the pre-nuptial agreements they had drawn up being honoured in court in the event of a divorce.

Here at McCorry Conolly Solicitors we can help you with this. The potential introduction of legally binding agreements will help to put an end to long, drawn out, bitter fighting over financial settlements.

It is expected that there will be guidelines, designed to prevent spouses being coerced into signing draconian prenuptial contracts. Spouses would need to have received independent legal advice to make the agreements binding. Agreements that were unjust and left children and ex-husbands or wives poverty stricken and at the mercy of the state would be unlikely to stand up in court either.

As the law stands at the moment there is no certainty for couples that have had a post or prenuptial drawn up. Following the proposed changes in the law it would provide a certain amount of predictability, providing the agreements are well thought out and planned properly and professional complied. Here at McCorry Connolly Solicitors we are more than happy to talk you through this consultation paper and any other family law queries you may have.

We will keep you informed and on the right side of legal advice, so don’t delay get in touch today – McCorry Connolly Solicitors for all your family law queries.

Wholesalers Insurance Package: Keep Your Business Protected

Being in the wholesale and distribution industry, you may be faced with a lot of different problems causing you to lose money. Some of these issues include damaged or even lost products – both situations may get you to lose valuable money, and if you continuously experience these, your business’ may be at great risk.

This is the reason why you need to find a wholesalers insurance policy that will cover your products. Your business is faced with various risks every single day, and you have to make sure that your business has the coverage that it needs so you can continue operating. Just think of this insurance plan as a form of investment. With it, you can have the peace of mind that you won’t have to lose money again in case untoward situations happen, and you can continue with your business operations, regardless.

The only thing that you have to make sure is finding the right wholesalers insurance broker or agent. Find one that understands your needs. Come up with a list of available agents in your area and see if they offer coverage to what your need. Filter your list even more by requesting online quotations and remove those ones that are too expensive and plans that do not meet your requirements and standards.

It is of utmost importance that the brokers treat you like you’re the most valuable customer – because you deserve it. If you feel like you’re not being taken care of, it might be a wise decision to stay away from there. If you can’t receive customer service initially, how do you think they’d handle your insurance claims when the time comes when you need them?

Talk with different brokers and choose from there. Don’t forget to weigh the negative and positive reviews and see how it can affect your business.

London Business News

Promote your services to the public sector

Are you looking to promote your company to the public sector? SupplyNet gives London businesses the opportunity to list their products and services in a single place, as well as receive alerts for relevant opportunities.

SupplyNet is a London-wide online trading marketplace, providing small businesses with exposure to purchasers who can search the website for the products and services they require.

SupplyNet customers can also trade online, placing and receiving orders for products and services.

Another aspect of the SupplyNet service is a tender alert service. A small firm can specify what public sector opportunities they are interested in and these are emailed to them the day after they are advertised, saving a huge amount of time and effort.

You can register for the complete SupplyNet service for £125 + VAT for a year. Alternatively you can register on the directory and for the tender alert system for FREE.

Small firms offered free employment advice

Small firms in London can get free help resolving employment disputes from Acas, the employment-relations advice service. The scheme, for firms with less than 50 employees, could help businesses avoid being taken to a costly employment tribunal.

The free programme, originally piloted in East London, is now being offered across Greater London, and will run until September this year.

Under the scheme, Acas advisers will:

visit employers to give advice on the range of possible actions available to deal with a particular employment problem, and the possible legal consequences
use mediation to help solve disputes in the workplace
provide an independent person to hear an employee’s appeal against a discipline or grievance procedure decision.
Jerry Gibson, London Region Director said: “Acas already offers free mediation when an employee has made a complaint to the employment tribunal, and has a strong track record. Last year almost 100,000 complaints were made to an employment tribunal, yet only 23% ended up at a hearing.

“Every year thousands of people put in applications to take their employer to an employment tribunal, yet often with a little help and discussion at an earlier stage, this could have been avoided. That’s the aim behind this programme of free mediation for London businesses.”

How To Reduce Stress Naturally

Tired of always feeling stressed? You are certainly not the only one! Although those stressful feelings may be overwhelming for you, there are natural ways to reduce the stress and feel a lot more relaxed. It all begins with finding out what it causing you to feel this way.

If there are certain people who are contributing to stress, you may want to avoid them more often. Do not allow yourself to get caught up in a bunch of unnecessary drama if you do not have to. If you are stressed out at work, try to find a few minutes to relax in the middle of your day.

Meditating does help to reduce stress. You can meditate just about anywhere, but it is best to do it in a quiet place where nobody else can bother you. Simply sitting down in a room for five minutes with your eyes closed while you breathe in and out may help you relieve some of the stress you were feeling at that very moment.

There are a few others ways to naturally reduce stress too. Taking a hot bath may help you relax a bit. It would not hurt to add some bubbles and essential oils to your bathwater while you soak in it for as long as you need to. After getting out of the bathtub, try doing something for yourself, such as massaging your feet or painting your nails. Small rewards for yourself may keep you from stressing out too much.

Most people deal with stress at some point in their lives. And, while you may not always be able to control it, there are a few different natural approaches you can take to try to calm down a bit. Even if these options only work temporarily, it is better to have some relief than to have none at all. Click here to read more information on how to reduce stress

Lower Your Vehicle Insurance coverage Rates With These Tips

You have actually been not successful up until now in finding solid and reliable information about car insurance. You have discovered the ideal resource no matter if you are a veteran on the subject or somebody who is just getting started. In this post you will discover multiple ideas and information to help you along your way.

If you are wed, you can drop your month-to-month automobile insurance coverage premium payments by simply putting your spouse on your policy. A lot of insurance companies see marriage as an indicator of stability and assume that a married men and women is a much safer driver than a single person, especially if you have children as a couple.

If you have other motorists on your insurance plan, eliminate them to obtain a better deal. Most insurance coverage companies have a “visitor” clause, suggesting that you can sometimes permit somebody to drive your vehicle and be covered, as long as they have your authorization. If your roommate only drives your car two times a month, there’s no factor they should be on there!

You can use Tigtrack‘s car tracking technology to lower your premiums – just install a device in your vehicle and let your insurance company know!

Purchase an older and more affordable vehicle. A lot of insurance coverage business will just permit you to put liability of older cars, automatically decreasing your premiums. If you do have higher coverage, your rates will certainly be lower anyway, because the insurance coverage business knows you will certainly not be paid much for your car in the event that it is totaled.

If your vehicle is a substantial property, (i.e. pricey and having high resale value) make sure you acquire extra liability protection for it when you guarantee it. The legal minimum liability coverage which is your most affordable option will certainly not provide adequate payment if your useful car gets harmed. The extra cost of added coverage is worth paying to protect an automobile with real value.

If you want to move think about where you can get better insurance. The insurance coverage business look at the theft rate, and will certainly raise the policy if you live in a location where that is high. If you live in a city, you will likewise have to pay a bit more for your automobile insurance compared with staying in a suburban area or rural area.

Enhance your deductible on your auto insurance plan. You can see the greatest reduction in the cost of your policy by doing this. By raising the amount of money you will be out of pocket in case of a mishap, you will certainly be putting the insurance coverage business at a smaller sized threat, that will, in turn, lower your rates.

If your daughter or son is sharing the family automobile and moves away to college or makes the honor roll, this indicates you might get a price cut on your insurance. See to it you inform your insurance right away if this happens. You need to likewise let them understand as soon as your son or daughter is done with college.

Develop a list of the company’s price cuts, look it over, and determine which ones you can get. It’s quite unusual just how much cash can be conserved with discount rates.

Did you know that it isn’t really only your car that impacts the cost of your insurance? Insurance coverage business evaluate the history of your car, yes, however they also run some examine you, the driver! Rate can be impacted by numerous factors consisting of gender, age, as well as previous driving occurrences.

Remove lugging from your insurance plan. It’s not absolutely essential and is something easily budget friendly by numerous in case you might have to be hauled. The majority of the time you have to pay out of pocket when you have this protection anyways and are reimbursed at a later time by your insurance coverage company.

If you are a person who has had vehicle insurance coverage for several years but never ever had an accident then an insurance coverage company who provides disappearing deductibles could be perfect for you. If you are not getting in mishaps then you should be rewarded, and this kind of program offers you a benefit.

When you go hunting for automobile insurance coverage bargains, do not overlook your employer as a possible source of price cuts. Many business – even reasonably little ones – have plans with insurance companies to get volume discounts for their staff members. If your employer has such a program in location, you might recognize significant savings by benefiting from it.

SR-22 insurance coverage is typically mandated for motorists founded guilty of a DUI. For a fee, motorists can get a brand-new SR-22 form and insurance once again, however will have to carry this really expensive coverage for another complete 3 years from the reinstatement date.

Take a look at your automobile insurance coverage costs carefully and see to it that it integrates all the possible discount rates that you could be entitled to. If you are somebody who does not drive too much, then you can possibly certify for a low driver price cut. You might need to show proof of this, however it could save you quite a bit of cash.

Don’t expect all insurance coverage business to offer comparable rates on vehicle insurance. Rates vary significantly from business to company, usually without a clear reason. Each business has a differing internal formula for creating quotes, so you need to compare and examine at least 3 to 5 business to make certain that you’re getting a bargain.

Make certain when you are comparing various insurance coverage plans that you are comparing apples to apples. One company might provide you a rate that seems like an incredibly bargain, but when you check out the information you learn that your deductible is much higher, or that there are substantial charges for paying regular monthly instead of every year.

In conclusion, there is a lot to discover about car insurance, and ideally you were able to follow without any concern. Simply follow the information that was offered and you ought to either have the ability to additional solidify what you currently know or use it in such a way that you had never ever thought about prior to.

Many insurance coverage companies have a “visitor” clause, meaning that you can sometimes enable somebody to drive your car and be covered, as long as they have your approval. If you do have greater coverage, your rates will be lower anyhow, due to the fact that the insurance business understands you will certainly not be paid much for your automobile in the occasion that it is totaled.

If your boy or daughter is sharing the family automobile and moves away to college or makes the honor roll, this means you could get a discount on your insurance coverage. Insurance coverage business evaluate the history of your vehicle, yes, but they also run some checks on you, the motorist! Do not anticipate all insurance coverage business to provide similar rates on automobile insurance coverage.

The Best Tips On Choosing A Public Relations Company

Public relations is very important to all businesses no matter how big or small they are. The best public relations can create awareness much better compared to usual advertising methods. The public relation is helpful since it assures credibility and enhancement of the image for the competitive market. The following are the best tips on choosing a public relations company.

1. Understand roles- it is essential to have a clear understanding of the company’s primary objectives. This is because the public relations can play several different roles. Some of the roles that can be played by this companies include securing a business from a crises, attraction of other investors to the business and improving relationships with various businesses. Knowledge on various roles played by Public Relations Company is very important in making the right decision on which company to choose. It is also necessary to predict if it will be beneficial in long-run.

2. Budget- The budget should be established before choosing a public relations company. This will ensure that the business affords to hire the company to achieve its objectives without straining.

3. Location- it is important to choose a company where communication will not be a challenge in terms of language barriers or face to face meetings.

4. Partnership- It is necessary to analyze the company’s partners. This will give an overview of the type of public relations Company to partner with. The past and current clients should be checked and their experiences. Their experiences will probably not differ much with what the business is expected to experience.

5. Competitors- Check what the competitors are doing and their performance. This is very helpful especially when speaking with a public relations monitor to find out if they mention them. It is important to determine whether the company has done its homework concerning the business market space and how it can be helpful in the completion field.

6. Objectives- It is essential to have a clear vision of the objectives of the business. Some businesses or organizations employ public relations companies because they just think it’s a right thing to do yet they do it with no clear objectives. In the process, they divert their goals and finally lose to their competitors.

In conclusion, Public Relations Company is a tool that helps the different organizations to meet their objectives. With the best tips on choosing a public relations company, success is waiting.

The Importance Of A CRM Customer Relationship Management System In A Business

Customer Relationship Management, abbreviated as CRM refers to the strategy used to manage a company’s relationships and interactions with its customers and potential customers. It is very useful in enhancing the company’s profitability.

CRM customer relationship management helps a company to manage and evaluate the interaction and data of a customer in the entire customer lifecycle. This is aimed at enhancing business relationship with the customers, as well as helping to retain them and driving sales growth. CR M systems are meant to collect information on customers in different channels or contact points between the customer and the organization. These could include the business’ telephone, website, marketing materials, direct mail, live chat and social media. CRM systems can also provide numerous personal details about the customer including customer-facing staff, customer’s purchase history, buying inclinations as well as concerns.

CRM customer relationship management enables the company to focus on its relationship with individual persons, including customers, service users, suppliers or colleagues. A company can gain in productivity by going beyond CRM as sales and marketing device and entrenching it in the business, that is, from HR to Customer services as well as supply management.

The importance of CRM

With a CRM system in place, your business can grow since it tracks the history of customer interactions. This includes calls made, emails sent, meetings held, the presentations that have been delivered as well as even the steps that should be taken in order to close the deal or grow a customer’s account. As such, tracking is crucial; it is everything.

Your business requires automatically updated customer relationship data for it to run smoothly. It must have instant access for employees and should be able to provide the history of all communications, meetings, as well as the documents shared in full.

To paraphrase Bill Gates, winning or losing in business will depend on the way you collect, manage and use information.
A dynamic sales team usually generates a lot of data. The group can be out there talking to clients, meeting prospects and obtaining useful information. However, all this information is stored in different forms – in handwritten notes, laptops or simply inside the minds of the salespeople. There is the possibility of them getting lost. As a result, meetings may not be followed up quickly, and in place of fact-based rigorous exercise, there can be guesswork in prioritizing customers. This can be worsened in case an important salesperson decides to moves on.

With a CRM customer relationship management system in place, a business has one place to conveniently store all relevant information, thus making it easy to respond to questions, follow up orders or concerns. The introduction of a CRM platform in businesses has been shown to produce actual results.

A Few Tips On Finding The Right IT Support Company For Your Business

Are you in the market for IT Support for your business? If you are, then you need to read this article. People may think that finding an IT support company is simple, however, it can be quite difficult to find a one that suits your business needs and is within your budget. However, don’t despair as we will look at a few tips to help you find a IT support company.

The first tip is to start looking online in various places. Simply go on your Facebook account and start searching for your local IT companies. Once you find their business pages, they will usually have information about their service and interaction with their clients and associates. This is a great method to look for support companies because you can see how they interact with people and businesses and this will give you a good idea as to whether they are the kind of people that you can do business with.

Another great tip is to go into office buildings and ask the businesses there about their IT needs and who supplies their support. Many buildings that are rented out to businesses have many different needs and requirements so you can get a good overview of what is available. Many IT companies do not advertise and rely on personal recommendations so this is a good way to find those companies that may not be as visible as they should be.

Lastly, never neglect the good old fashioned method of looking through Google. You can look at both the organic results and also the Adwords listings – the ads usually state the location, type of support package and monthly cost. You can select a few potential IT support companies and give the owners a call and set up a day and time to meet. This is by far the simplest method and is very effective.

In closing, finding an appropriate IT support company can be a lot of stress and hard work. However, in the end it will be worth it when you have your business IT set-up running smoothly.